Our ServicesFind Loan Products We Offer

Purchase

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Refinance

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

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FHA Loans and First Time Homebuyer in Florida

Welcome to the official site of Keystone Mortgage Solutions. We are a full-service mortgage company based in Odessa, FL. We specialize in FHA Loans and First Time Home Loans in Odessa, Tampa, and New Port Richey. We also serve the surrounding cities in Pasco County, Hillsborough County, and Hernando County. Whether you are buying a home or refinancing in any of these zip codes: 33556, 34655, 34654, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes Keystone Mortgage Solutions unique is that we offer the following niche programs as well: down payment assistance.

Contact Keystone Mortgage Solutions today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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